SOFI stock forecast: what analysts expect
Wall Street analysts covering SoFi Technologies, Inc. currently rate the stock a Hold on average, with a mean 12-month price target of $20.90 — +17.1% versus the last price of $17.85. Targets reflect analyst opinion, not a guarantee.
SOFI historical returns
Based on monthly dividend-adjusted prices. See the full breakdown on what if you had invested in SOFI.
SOFI annual returns by year
Congress trading in SOFI
1 member of Congress has disclosed trading SOFI — 1 purchase and 0 sales worth an estimated $8,000. Most recent disclosure: Jan 2, 2025.
Insider activity in SOFI
SOFI's own executives and directors have made 1 open-market purchase ($250,787) and 5 sales ($2.4M) in the last 90 days, per SEC Form 4 filings. Most recent: Jul 20, 2026.
| Jul 20, 2026 | Keough Kelli | EVP, GBUL, SIPS | Sell | $188,290 |
| Jun 22, 2026 | Keough Kelli | EVP, GBUL, SIPS | Sell | $190,058 |
| Jun 18, 2026 | Lavet Robert S | General Counsel | Sell | $20,845 |
| Jun 17, 2026 | Rishel Jeremy | Chief Technology Officer | Sell | $1.8M |
| Jun 16, 2026 | Noto Anthony | Chief Executive Officer | Buy | $250,787 |
About SoFi Technologies, Inc.
SoFi Technologies, Inc. provides various financial services in the United States, Latin America, Canada, and Hong Kong. The company operates through three segments: Lending, Technology Platform, and Financial Services. It offers lending and financial services and products that allows its members to borrow, save, spend, invest, and protect money; and personal loans, student loans, home loans, and related services. The company also operates Galileo, a technology platform that offers services to financial and non-financial institution; and Technisys, a cloud-native digital and core banking platform that provides software licenses and associated services, including implementation and maintenance. In addition, it provides SoFi Money offers checking and savings accounts, and cash management products; SoFi Invest, a mobile-first investment platform that offers access to trading and advisory solutions, such as investing and robo-advisory; and SoFI Crypto, a new digital asset trading platform. Further, the company offers SoFi Credit Card that provides cash back rewards on every purchase; Sofi Relay, a personal finance management product that allows to track all of their financial accounts comprising credit score and spending behaviors; SoFi Protect which offers insurance product; SoFi Travel, an application that manages travel search and booking experience; SoFi At Work provides financial benefits to employees, including student loan payments made on their employees' behalf; Lantern Credit, a financial services marketplace platform for seeking alternative products and provide product comparisons; and other lending as a service that offers pre-qualified borrower referrals and offers loans to third-party partner. The company was founded in 2011 and is based in San Francisco, California.
SOFI Key Statistics
SOFI in plain English
- P/E ratio (39.7) — how many dollars you pay for each $1 of SOFI's yearly profit. That's a fairly normal range.
- ROE (6.60%) — how efficiently the company turns shareholders' money into profit. This is a middling level.
- Profit margin (14.76%) — of every $1 in sales, this is what's left as profit after all costs.
- Dividend — SOFI doesn't pay a meaningful dividend; the return here comes from the share price, not cash payouts.
SOFI stock: frequently asked questions
What is SoFi Technologies, Inc.'s stock price today?
SoFi Technologies, Inc. (SOFI) last traded at $17.85 on the NASDAQ. Over the past 52 weeks the stock has traded between $14.92 and $32.73.
Is SOFI stock a buy or a sell?
Wall Street analysts' consensus rating on SOFI is "Hold", with an average 12-month price target of $20.90 — about +17.1% versus the current price of $17.85. Analyst targets are opinions, not guarantees; always do your own research.
Does SOFI pay a dividend?
No — SoFi Technologies, Inc. does not currently pay a meaningful dividend. Returns for shareholders come from changes in the share price.
What is SOFI's P/E ratio?
SOFI trades at a trailing price-to-earnings ratio of 39.7, and 22.0 times expected forward earnings. The P/E ratio tells you how many dollars investors pay for each $1 of the company's annual profit.
Do members of Congress trade SOFI stock?
Yes — 1 members of Congress have disclosed trades in SOFI under the STOCK Act, totaling 1 purchases and 0 sales worth an estimated $8,000.
What is SoFi Technologies, Inc.'s ticker symbol?
SoFi Technologies, Inc. trades under the ticker symbol SOFI on the NASDAQ.
Compare SOFI with peers
Data last refreshed from public sources. Figures may be delayed. Not investment advice.