AFL stock forecast: what analysts expect
Wall Street analysts covering AFLAC Incorporated currently rate the stock a Hold on average, with a mean 12-month price target of $118.86 — -1.6% versus the last price of $120.73. Targets reflect analyst opinion, not a guarantee.
AFL historical returns
Based on monthly dividend-adjusted prices. See the full breakdown on what if you had invested in AFL.
AFL annual returns by year
Congress trading in AFL
7 members of Congress have disclosed trading AFL — 6 purchases and 5 sales worth an estimated $346,500. Most recent disclosure: Apr 9, 2021.
See who in Congress traded AFL →Insider activity in AFL
AFL's own executives and directors have made 0 open-market purchases ($0) and 62 sales ($77.5M) in the last 90 days, per SEC Form 4 filings. Most recent: Aug 10, 2026.
| Aug 10, 2026 | Moskowitz Joseph L | Director | Sell | $74,460 |
| Jun 22, 2026 | Moskowitz Joseph L | Director | Sell | $536,084 |
| Jun 22, 2026 | Moskowitz Joseph L | Director | Sell | $905,539 |
| Jun 22, 2026 | Japan Post Holdings Co., Ltd. | 10% owner | Sell | $2.7M |
| Jun 22, 2026 | Japan Post Holdings Co., Ltd. | 10% owner | Sell | $520,230 |
About AFLAC Incorporated
Aflac Incorporated, through its subsidiaries, provides supplemental health and life insurance products. It operates in two segments, Aflac Japan and Aflac U.S. The Aflac Japan segment offers cancer, medical, nursing care, whole life, and GIFT insurance products, as well as WAYS and child endowment, and Tsumitasu insurance products in Japan. Its Aflac U.S. segment provides accident, disability, cancer, critical illness, hospital indemnity, dental, vision, and life insurance products in the United States. The company also provides hearing, final expense, pet, Medicare supplement, supplemental dental and vision, short-term disability, and absence management insurance products, as well as cafeteria plans. It sells its products to individuals, families, and business owners through individual, independent corporate, and affiliated corporate agencies; banks; independent associates/career agents; and brokers. Aflac Incorporated was founded in 1955 and is headquartered in Columbus, Georgia.
AFL Key Statistics
AFL in plain English
- P/E ratio (13.1) — how many dollars you pay for each $1 of AFL's yearly profit. That's on the low side, which can mean it's cheap — or that the market is worried.
- ROE (16.91%) — how efficiently the company turns shareholders' money into profit. This is a middling level.
- Profit margin (26.91%) — of every $1 in sales, this is what's left as profit after all costs.
- Dividend yield (2.02%) — the cash payout you'd earn per year as a % of the share price, on top of any price gains.
AFL stock: frequently asked questions
What is AFLAC Incorporated's stock price today?
AFLAC Incorporated (AFL) last traded at $120.73 on the NYSE. Over the past 52 weeks the stock has traded between $104.66 and $130.22.
Is AFL stock a buy or a sell?
Wall Street analysts' consensus rating on AFL is "Hold", with an average 12-month price target of $118.86 — about -1.6% versus the current price of $120.73. Analyst targets are opinions, not guarantees; always do your own research.
How much would $1,000 invested in AFL 10 years ago be worth today?
A $1,000 investment in AFLAC Incorporated made 10 years ago would be worth about $4,082 today (dividends reinvested) — a total return of 308%, or 15.1% per year.
Does AFL pay a dividend?
Yes. AFLAC Incorporated currently pays a dividend yielding about 2.02% per year at today's share price.
What is AFL's P/E ratio?
AFL trades at a trailing price-to-earnings ratio of 13.1, and 15.9 times expected forward earnings. The P/E ratio tells you how many dollars investors pay for each $1 of the company's annual profit.
Do members of Congress trade AFL stock?
Yes — 7 members of Congress have disclosed trades in AFL under the STOCK Act, totaling 6 purchases and 5 sales worth an estimated $346,500.
What is AFLAC Incorporated's ticker symbol?
AFLAC Incorporated trades under the ticker symbol AFL on the NYSE.
Compare AFL with peers
Data last refreshed from public sources. Figures may be delayed. Not investment advice.